Christmas is finally here, and for many people, it’s the perfect time to pick up a gift card.
But for some, the timing may be a little off.
While there are plenty of gift card companies out there offering gift cards for the holidays, there are some limitations to be aware of.
One of the biggest is that gift cards can’t be redeemed at retail stores like Macy’s and Kohl’s, or online retailers like Amazon.
While Amazon and Macy’s are also accepting gift cards, Amazon’s card offers are limited to $50, and Macy, Kohl, and Target are all offering $100 gift cards.
For example, Target’s $100 card is valid for purchases at Target stores, but can only be used to purchase gift cards at Macy’s, Kohls, or Target’s own online gift cards program.
You can check out the complete list of gift cards available at the links below.
What to know about the Macy’s $10,000 gift card, and how it’s different from the Kohl or Target gift card?
The $10.00 Macy’s gift card is a $10 value card, so if you’ve spent $10 on the Macy and $10 at Target, you can earn $10 back.
That’s nice for people who have already spent the $10 and want to get even more out of their purchases, but you’re limited to a maximum of $50 in gift cards per year.
If you don’t want to spend the entire $10 you’ll be limited to one Macy’s card at a time.
The $100 Macy’s Gift Card will earn you $100 in gift card value, so you’ll get $50 of value back for each $100 spent.
You’ll also be eligible for an additional $10 gift card upon your purchase of a Macy’s online gift card (you’ll still be able to get $10 worth of value from other Macy’s cards).
The $100 offer is good for anyone who already spends $10 or more on a Macy, Macy’s or Target online gift Card, and will earn $100 worth of rewards.
The Macy’s Macy’s Card can also be used at Target and other retailers, and the $100 Target offer can be used for purchases made at Target or at other retailers.
This is an important distinction because you’re not limited to using a Macy or Target card for purchases only at Macy, while you’re eligible for a Macy card for both purchases made by people who are also eligible for the Target offer.
Macy’s credit card is available in the U.S., but it’s only available for Americans.
If there’s a holiday sale or holiday gift card you can use to purchase a Macy Card, make sure you check it out before making your purchase.
For more on gift cards and the best gift cards to buy, check out our guide to the best credit cards to spend on gift ideas.